Get Cash Flow Fast — Without the Bank Hassle
When you’ve got a project ready to start but the money isn’t there yet, waiting on a bank is not an option.
At Rasin Funding, we help contractors and business owners in Hawaiʻi and across 47 states get short-term loans that move as fast as your business does.
Whether you’re buying materials, covering payroll, or bridging a gap between receivables, a short-term business loan gives you the working capital to keep everything moving
What Is a Short-Term Business Loan?
A short-term business loan provides fast access to capital — usually repaid over 6 to 18 months. It’s designed for companies that need cash now to take on new projects, not six weeks from now after a banker finishes reading your tax returns.
We work with lenders who understand construction cash cycles, inconsistent income, and the reality of running a trade or small business. If your local bank said no, chances are we can still get it done.
Why Businesses Choose Short-Term Funding
Speed. Approvals in as little as 24–72 hours, funding typically within 2–7 days.
Flexibility. Use the funds for any business purpose — materials, payroll, advertising, expansion, or equipment purchases.
Real-World Qualification. Our lenders look at revenue potential and cash flow, not just credit scores.
No Long-Term Commitment. Most short-term loans are paid off within months, giving you financial breathing room without long contracts.
Typical Loan Details
- Loan Amounts: $10,000 – $500,000
- Approval Time: 24–72 hours
- Funding Time: 2–7 business days
- Terms: 6–18 months
- Minimum Requirements: 6+ months in business, consistent monthly revenue
- Credit: Flexible; 600+ usually acceptable
(Exact terms vary by lender and borrower profile.)
How It Works
- Tell us about your business and funding need.
- We review your info and match you with the best lenders.
- You receive offers — compare terms and choose what fits.
- Get approved and funded, often within days.
Who Uses Short-Term Business Loans
- Contractors needing quick job-start funds
- Retail and trade businesses covering short-term expenses
- Subcontractors bridging receivable gaps
- Companies expanding or hiring fast
- Businesses recovering from a slow month or delayed payment
Why Work With Rasin Funding
We’ve run construction and retail operations ourselves — so we know how unpredictable business cash flow can be.
Our mission is to help Hawaiʻi businesses and contractors get fast, fair funding without the games banks play.
Because we’re a broker, not a lender, we can offer multiple options instead of one cookie-cutter product — giving you the flexibility to pick what fits your project best.
Get Funded Today
Don’t let a slow bank or a delayed invoice stall your business.
Apply now for a short-term business loan and get the capital you need to keep projects — and profits — moving.
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No hard credit pull. Fast approvals. Serving Hawaii and 47 states.