Fast Funding When Banks Say No
When traditional lenders waste your time with endless paperwork or rejections, a hard money loan can keep your project alive.
At Rasin Funding, we specialize in connecting Hawaiʻi and U.S. mainland borrowers with private lenders who understand construction, real estate, and project-based financing.
What Is a Hard Money Loan?
A hard money loan is a short-term, asset-based loan — meaning approval depends more on the value of your property or project than on your credit score or tax returns.
These loans are typically funded by private lenders who move faster than banks and take a more flexible view of risk.
If you have real estate or a project with equity, we can often get you funded — even if the banks have already said no.
Why Contractors and Investors Use Hard Money
Speed. Approvals can happen in days, not months. Most borrowers close within 7–14 days after submitting documentation.
Flexible Terms. Funding is based on project value and potential, not just past income or perfect credit.
Project-Based Funding. Ideal for fix-and-flip, ground-up construction, or short-term bridge financing between projects.
Real People, Not Red Tape. Our lending partners understand construction and investment — they look at the deal, not just the documents.
Typical Loan Details
- Loan Amounts: $50,000 – $2,000,000+
- Funding Time: 7 – 14 business days
- Loan Terms: 6 – 36 months
- Collateral: Real estate or project equity
- Credit Score: Flexible / case-by-case
- Use Cases: Property acquisition, construction completion, fix & flip, bridge financing
(All terms vary by lender and borrower profile.)
How It Works
- Tell us about your property or project.
- We evaluate equity and lender fit.
- You receive funding options within days.
- Close and move forward — no bank delay.
Who This Is For
- Contractors needing fast capital for active jobs.
- Investors buying or flipping properties.
- Developers finishing projects delayed by cash flow.
- Business owners denied by banks but holding real assets.
Why Work With Rasin Funding
We’re a Hawaiʻi-based brokerage built by people who’ve actually run construction businesses. We understand how quickly a project can stall when cash dries up — and how valuable speed and flexibility are.
We partner with private lenders across 47 states to deliver funding options that make sense in the real world.
Get Started
If you’re sitting on a good deal but short on time, a hard money loan might be the smartest move you make this year.
Tell us about your project, and we’ll show you how fast we can get it funded.
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No hard credit pull. No obligation. Fast response within 24 hours.